7th February 2019
You may have your heart set on a flat or house, but feel strict affordability criteria is making it hard to secure the mortgage you need to buy the home of your dreams.
Lenders will ask detailed questions, based on both your income and your outgoings, because they want to be sure you can affor...
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16th January 2019
Research by Censuswide for Nationwide shows it s not just first-time buyers who struggle to fund their property purchase. So-called second steppers are finding it hard to move up the housing ladder, having to make compromises or sacrifices in order to afford their next home.
According to the s...
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16th January 2019
Almost every adult in the UK has taken out some kind of insurance policy whether it s to protect themselves, their home, their car, their possessions, or their beloved pets. But what is it?
An insurance policy is essentially a contract taken out with an insurer which pays out an agreed sum of ...
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6th December 2018
If you re looking to take your first steps onto the housing ladder you may have sacrificed your takeaways and holidays to save the deposit and scoured hundreds of houses online. But have your checked your credit history?
Even if you re remortgaging or moving up the housing ladder your credit his...
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6th December 2018
According to an online survey of 2,000 adults by Royal London, half of those surveyed believe life insurance is essential for someone with a mortgage or dependents and yet only 60% of people with a mortgage have life cover.
While 60% of those surveyed with a mortgage have a life insurance policy...
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